Author Archive: insurance-austria

TRAVEL INSURANCE FOR AUSTRIA Many foreign nationals who spend time in Austria often have no or inadequate insurance coverage. Unfortunately, illnesses and accidents cannot be entirely avoided, which can potentially lead to substantial financial losses.Whether you are traveling for personal reasons or on business: Our insurance plan will protect against costs for medically necessary treatment.This insurance plan is available for persons, who are temporarily staying in Austria or other member states of the European Union, Switzerland, Liechtenstein or the Schengen states.It can be obtained by foreign nationals or Austrian / German nationals with permanent place of residency abroad for more than 2 years. The maximum duration of coverage - including all possible extensions - is two years. This insurance plan fulfills all official requirements for a Schengen visa.It is not sufficient to meet the needs of MA35 though. Please use this insurance plan to fulfill requirements for stay permits in Austria. suitable for persons travelling to [...]

HEALTH INSURANCE FOR STUDENTS, AU-PAIRS IN AUSTRIA This insurance plan is tailored to meet the special needs of students and au-pairs in Austria. It complies with all requirements by Austrian authorities for application of residency, stay permits, or visa issues. After signing up for this insurance plan you will receive a confirmation which will be accepted by Austrian authorities, i.e. MA35 in Vienna. (Click for details about required insurance cover.)This insurance plans is also suitable for visiting school students, scholarship holders, doctoral students, college/university students, language school participants as well as participants in exchange programs, language courses, and international projects in institutions of higher education.The costs are reimbursed according to the currently valid official schedule of fees for doctors and dentists in Austria (scale of fees). Please refer to the GTCI below for a complete list of benefits. This insurance plan reimburses in accordance with the regulations of the Austrian regional health insurance providers and fulfills all official re [...]

GET YOUR APPLICATION FORM NOW Please use this form to send your data. We will use your information to prepare your application form and will send it to you immediately. Our application form will include all details about the insurance cover. After having signed the application form and the health questionnaire, your data will be checked and you insurance documents will be sent to you. Application form:T&C (German):IPID (English):Hospitals:Insurance claims:Data protection:

GET ADDITIONAL COVER FOR YOURSELF AND FOR YOUR FAMILY Private health insurance is highly recommended for expatriates in Austria. It offers special class treatment in public and private hospitals, free choice of physicians for out-patient treatment and many more advantages. The benefits depend on the plan selected, please see below for a comparison of our insurance plans. Private health insurance contracts are designed as a “life-long contractual relationship”, so that the insurer is prevented from imposing any limitations and does not have a right to terminate a relationship. For more information about the differences between public healthcare and private healthcare please click here. QUICK FACTS Lifelong insurance contract with the right of cancellation after 3 yearsThe insurance plan cannot be cancelled by the insurance companyDesigned for persons who already have public healthcare in AustriaProvided by UNIQA Österreich Versicherungen AG, Untere Donaustraße 21,1029 Vienna, Austria INSURANCE PLAN OVERVIEWCOVER OUTSIDE OF AUSTRIAINSURANCE PREMIUM OVERVIEWApplicat [...]

HEALTH INSURANCE FOR RESIDENCY APPLICATIONS, VISA ISSUES, AND LONG STAY PERMITS This insurance plan is tailored to meet the special needs of expats and travelers in Austria. It complies with all requirements by Austrian authorities for application of residency, stay permits, or visa issues. After signing up for this insurance plan you will receive a confirmation which will be accepted by Austrian authorities, i.e. MA35 in Vienna. (Click for details about required insurance cover.)This insurance plans is designed to meet the needs of expats relocating to Austria. It is also suitable for visiting school students, scholarship holders, doctoral students, college/university students, language school participants as well as participants in exchange programs, language courses, and international projects in institutions of higher education.The costs are reimbursed according to the currently valid official schedule of fees for doctors and dentists in Austria (scale of fees). Please refer to the GTCI below for a complete list of benefits. This insurance plan reimburses in accordance with the regulations of the Austrian regional hea [...]

An overview of data protection General The following gives a simple overview of what happens to your personal information when you visit our website. Personal information is any data with which you could be personally identified. Detailed information on the subject of data protection can be found in our privacy policy found below. Data collection on our website Who is responsible for the data collection on this website? The data collected on this website are processed by the website operator. The operator's contact details and the party responsible for processing data on this website can be found in the website's required legal notice. How do we collect your data? Some data are collected when you provide it to us. This could, for example, be data you enter on a contact form.Other data are collected automatically by our IT systems when you visit the website. These data are primarily technical data such as the browser and operating system you are using or when you accessed the page. These data are collected automatically as soon as you enter our website. What do we use your data for? Part of the data is collected to ensure the proper fun [...]

All foreign nationals working in Austria for more than six months are defined, for taxation purposes, as residents in Austria, and are therefore liable for taxation on all the income they derive from Austrian sources.

Income Tax: Austria’s individual income tax rates are progressive. As of 2021 there are 7 tax bands:
Annual income up to 11,000 €: 0%
11,001 to 18,000 €: 20.0%
18,001 to 31,000 €: 35.0%
31,001 to 60,000 €: 42.0%
60,001 to 90,000 €: 48.0%
90,001 to 1,000,000 €: 50.0%
over 1,000,001 €: 55%

Taxes will be deducted after contributions to the Public Insurance System.

Note that Austria has double taxation agreements in place with more than 40 countries. Expats who hail from a country with one such agreement in place will not have to pay tax on their Austrian-source income as well as any income they generate from within their country of origin.

[...]